Credit Cards

We have researched and found the best 0% balance transfer credit cards in the UK – use them to wipe out your debts!

Yes, it’s an expensive time of year, so if you’ve already driven up a stack of debt on your credit card and you’re now stuck paying a hefty rate of interest, it’s time to do something about it.

The best solution for reducing credit card debt and fighting back against high interest rates is to shift that debt onto a 0% balance transfer credit card. This way, you can enjoy a period of interest-free payments!

But if you’re unsure which credit card to pick, the chart below highlights the top 0% balance transfer credit cards available on the market:

Best UK Credit Cards – cheapest credit cards
0% Balance Transfer Cards
Card BT Rate BT Period Typical APR  
Barclaycard Platinum 0% 15 mths 16.9% apply online for a loan from Barclaycard Platinum
NatWest Platinum 0% 15 mths 16.9% apply online for a loan from NatWest Platinum
Virgin Credit Card 0% 14 mths 16.6% apply online for a loan from Virgin Credit Card
BT Credit Card 0% 13 mths 16.9% apply online for a loan from BT Credit Card
AA Rewards Credit Card 0% 12 mths 16.9% apply online for a loan from AA Rewards Credit Card
Sainsbury’s Nectar Credit Card 12.9% apply online for a loan from Sainsbury's Nectar Credit Card
Halifax All In One 0% 10 mths 15.9% apply online for a loan from Halifax All In One
MBNA Platinum Visa Credit Card 5.9% Life of Balance 16.9% apply online for a loan from MBNA Platinum Visa Credit Card
0% Purchase Cards
Card Intro Rate Intro Duration Typical APR  
Sainsbury’s Credit Card 0% 12 mths 15.9% apply online for a loan from Sainsbury's Credit Card
Virgin Credit Card 0% 12 mths 18.9% apply online for a loan from Virgin Credit Card
Bank of Scotland All In One 0% 10 mths 15.9% apply online for a loan from Bank of Scotland All In One
Halifax All In One 0% 10 mths 15.9% apply online for a loan from Halifax All In One
AA Rewards Credit Card 0% 10 mths 16.9% apply online for a loan from AA Rewards Credit Card
American Express Rewards Credit Card 0% 6 mths 17.9% apply online for a loan from American Express Rewards Credit Card
Barclaycard Platinum 0% 3 mths 16.9% apply online for a loan from Barclaycard Platinum
BT Credit Card 0% 3 mths 16.9% apply online for a loan from BT Credit Card
NatWest Platinum 0% 3 mths 16.9% apply online for a loan from NatWest Platinum
Cashback Cards
Card Cashback  
American Express Platinum Cashback 5% cashback for 3 months on virtually every full pound spent per transaction apply online for a loan from American Express Platinum Cashback